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Does Shopify Provide Merchant Account?

Last updated on October 1, 2022 @ 4:06 pm

Shopify is a platform that allows you to create an online store. It provides you with the tools to design and manage your store, as well as track sales and customers. You can also use Shopify to process payments, which is why many people wonder whether or not it provides merchant accounts.

What is a merchant account? A merchant account is a type of bank account that allows businesses to accept credit and debit card payments.

In order to have a merchant account, you must first apply and be approved by a bank or other financial institution. Once you have a merchant account, you can then use it to process payments through Shopify.

So, does Shopify provide merchant accounts? The short answer is no.

PRO TIP: Shopify does not provide merchant accounts. Merchants are responsible for obtaining their own merchant account in order to accept credit card payments. Shopify is not responsible for any charges, fees, or other terms associated with merchants’ merchant accounts.

Shopify itself does not provide merchant accounts. However, it has partnered with several different companies that do offer merchant accounts. This means that if you want to use Shopify to process payments, you will need to sign up for a merchant account with one of these partners.

The good news is that Shopify has made it easy to get started with a merchant account. When you sign up for Shopify, you can choose to use one of its partner companies for processing payments.

This means that you don’t have to go through the hassle of applying for a merchant account on your own. And, if you ever decide to switch payment processors, Shopify makes it easy to do so.

If you’re looking for a platform to build your online store on, Shopify is a great option. And, although it doesn’t provide merchant accounts itself, it has partnered with several companies that do. This makes it easy to get started processing payments through Shopify.

Kathy McFarland

Kathy McFarland

Devops woman in trade, tech explorer and problem navigator.